Q: How can I be sure that my valuables are not lost or stolen while travelling?

Question:

How can I be sure that my valuables are not lost or stolen while travelling?

Answer:

You can never be 100% sure, so the best thing to do is to avoid bringing your valuables with you. Leave them at home and bring costume jewellery or a cheap suit instead. If you can’t avoid bringing certain expensive possessions, it’s a good idea to consider getting yourself some insurance. While baggage insurance may seem like the way to go, many expensive items, such as mp3 players, computers, cell phones, jewellery, and cameras, are automatically excluded from coverage. And, if your baggage does go missing, only a small portion of its worth will be reimbursed. Speaking with a property insurance broker about coverage for your valuable items is your best option.

If you are travelling to a destination where robbery is not uncommon, find yourself a money belt, or luggage with secret pockets or false backings; these are perfect for hiding valuables. If you feel that the hotel is a trustworthy spot, you can also take advantage of the hotel safe. For the ultra cautious: try testing your surroundings by leaving out some change, some cheap earrings, or a flashy pen to see if anything goes missing. If all of your items are in place after a day or so, you can likely breathe a sigh of relief.

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